Feeder Cattle Financing for Flexible Support for Cattle Producers

Feeder cattle financing can help eligible livestock producers secure the funding needed to purchase feeder cattle and keep their operations moving. Foothills Livestock Co-op provides practical financing support for producers across Alberta, Saskatchewan, and British Columbia, with clear program details, flexible terms, and local support.

Practical Financing for Feeder Cattle

The Feeders Division at Foothills Livestock Co-op is designed to support eligible producers purchasing feeder cattle. The program covers feeder cattle such as steers, heifers, and young feeder bulls, while breeding bulls are not eligible. Cows being fed in a dry lot can also qualify under the program.

The financing program is structured to provide producers with a straightforward way to access funding for eligible cattle purchases, whether cattle are purchased through an auction or moved toward a feedlot.

Key Feeder Cattle Financing Details

Understanding the financing terms is important before applying. Foothills Livestock Co-op provides specific program details so producers can review the requirements and determine whether the financing option suits their operation.

Eligible Feeder Cattle

Foothills Livestock Co-op’s feeder program is focused on specific types of livestock. Eligible cattle include:

• Steers
• Heifers
• Young feeder bulls
• Cows fed in a dry lot

Breeding bulls are excluded from this financing program. Producers should review the eligibility requirements and speak with the Foothills team if they need clarification about a particular cattle purchase.

Branding, Protection and Sale Requirements

Financed feeder cattle must carry the Foothills Livestock Co-op brand. Private treaty sales require a Certified Brand Inspection, which is payable by the member before branding.

Protection is also an important part of the program. Mandatory Full Protection Mortality applies to financed feeder cattle. The premium is 1% of the loan, and a deductible applies. Financed cattle must also be manifested to Foothills Livestock Co-op on the member’s account.

Producers should provide notice before selling cattle so the required process can be followed.

Financing for Custom Feedlot Operations

Producers using a custom feedlot can also review the program requirements for this arrangement. When cattle are being fed in a custom feedlot, the member signs a Feedlot Agreement Waiver with the feedlot owner. The required form is available through the Foothills Livestock Co-op office.

This provides a defined process for cattle being managed through a custom feeding arrangement.

How to Apply for Financing

Foothills Livestock Co-op provides application options for different types of applicants. Individual producers can complete the Individual Loan Application, while business entities, partnerships, or corporations can use the Business Loan Application.

Conclusion

Choosing the right financing structure can help eligible producers manage feeder cattle purchases with greater clarity. Foothills Livestock Co-op offers feeder cattle financing with defined loan terms, practical program requirements, protection provisions, and support for producers across Alberta, Saskatchewan, and British Columbia. Producers can review the eligibility requirements, select the appropriate application, and contact the Foothills team to discuss their financing needs and next steps.